October 22, 2021
AgencyHow To Avoid Getting Rear-Ended
Getting rear-ended at a stoplight is not your fault. After all, another moving vehicle ran into the back of your stopped car. Still, even an accident that isn’t your fault might cause your auto insurance rates to rise. As unfair as it sounds, this is because you still represent a higher financial risk to the […]
November 19, 2021
AgencyDoes the Color of Your Car Affect Your Insurance Rates?
Numerous factors can influence your auto insurance premiums. Some of them are so seemingly insignificant that they might actually surprise you. However, some of these small risk factors actually are not risk factors at all. Over the years, a myth has been perpetuated that the color of your vehicle influences both how often you are […]
December 15, 2021
AgencyAntique and Classic Car Insurance
What is antique and classic car insurance? As the name suggests, antique and classic car insurance is designed to provide coverage for a specific type of car. Regardless of how you intend to use the vehicle (e.g., as a show car or a pleasure car), antique and classic car insurance can provide unique coverage […]
December 21, 2021
AgencyClassic Car Security When Driving on Public Roads
You probably own a classic car for one reason—you want to drive it. However, operating a classic car is not exactly the same thing as operating one of today’s modern vehicle. Because of the values and operating risks attached to these vehicles, you might face a higher personal security threat. Therefore, you need to take […]
January 21, 2022
Agency6 Factors That Can Affect Your Home Insurance Rates
Since your house is likely your largest investment, getting the right home insurance is key for protecting your family’s finances. However, just because you need to protect your home doesn’t mean you want to pay a small fortune for insurance. Understanding the factors that go into determining your home insurance premiums can help you take […]
February 22, 2022
AgencyWhat Does High Value Home Insurance Cover?
High value home insurance is often necessary when your home’s value exceeds a certain dollar amount. Currently, this value is $750,000. This type of property is considered high-risk, simply because the insurance company needs to take on a significant amount of risk when insuring the home due to its value. Should the home be considered […]
March 12, 2022
AgencyDoes My Business Owners Policy Cover My Store?
Part of a business owners policy is designed to protect a business owners’ physical property in case of loss or damage due to an accident or disaster. This side of your BOP is called commercial property insurance. Commercial property insurance covers most of the physical assets of your business from damages and loss caused by […]
April 15, 2022
Agency5 Unexpected Factors For Your Home Insurance Rates
You may already know that poor maintenance will bump your rates. And you know that frequent claims will bump your rates. But there are a number of other factors that you might not be aware of. Here are five things most homeowners don’t know may affect their home insurance rates: Trampolines. Trampolines are listed by […]
May 12, 2022
AgencySigns You Need General Liability Coverage for Your Business
Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself. Sign #1: You Have a Physical Location Visited by Customers Anytime you have […]
June 27, 2022
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]