Call Us 847-367-1234 ☰ ˟
Logo
Call Us 847-367-1234
  • Our Agency
    • AboutImage of right arrow
      • Employee Directory
      • Our Location
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Main Office
      • Brookfield, WI Office
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Group Life Insurance
      • Individual Life Insurance
      • Long Term Care
      • Mortgage Protection
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Personal Umbrella Insurance
    • Other Personal Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Law Firm Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Individual Life Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Contractors Insurance Quote
    • Homeowners Insurance Quote
    • Personal Umbrella Insurance Quote
    • Life Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Classic Car / Antique Insurance Request
    • Umbrella Insurance Quote
    • Workers Compensation Insurance Quote
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Blog
    • Benefits of Independent Agents
  • About Us
    • About Us
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Main Office
    • Brookfield, WI Office
    • Our Location
Home > Blog > Classic Car Insurance vs. Normal Car Insurance
MONDAY, JANUARY 18, 2021

Classic Car Insurance vs. Normal Car Insurance

classic carWhile there are a few similarities between classic car insurance and normal car insurance policies, there are a few important differences, as well. The main difference is what vehicle qualifies for classic car insurance versus normal car insurance. 

To purchase classic car insurance, your vehicle must qualify as a classic car in the eyes of your insurers. As a rule, classic vehicles must be at least 20 years of age (or older) and under 45 years of age with less than 7,500 miles driven per year. 

Shared Coverages for Classic Car and Normal Car Insurance 


Both of these car insurance plans offer basic coverages such as: 

  • Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not involving collision. 

  • Collision Coverage: Collision coverage provides compensation for damages to the vehicle caused by a collision with another vehicle or object. 

  • Liability: Liability insurance covers bodily injury and property damage you may cause while operating the insured vehicle. 

  • Medical Payments Coverage: Medical payments coverage provides compensation for medical bills you and your passengers may face after an accident, no matter who caused the accident. 

  • Uninsured/Underinsured Motorist: This insurance covers damages involved in an accident with another driver who is not carrying insurance. 

  • Roadside Assistance: Roadside assistance covers trip interruption expenses such as running out of gas or needing to be towed. 



For a normal car, this would generally be considered a full coverage auto insurance policy. However, there are additional coverages available for your classic vehicle. 

Classic car insurance coverages may include: 

  • Auto Show Medical Reimbursement: Auto show medical reimbursement coverage provides compensation if someone is injured in your exhibition space at a show. If your classic car is featured at a show and someone is injured in your space, this insurance can help cover their medical bills. 

  • Coverage for Spare Parts: If you have spare parts in case of an accident, classic car insurance can provide compensation if those spare parts are lost or damaged. 

  • No Attendance Required: No attendance required covers you while you are away from your vehicle at a show. 

  • Traveling Coverage: Since classic cars aren’t generally used for simple transportation, classic car insurance provides traveling coverage which can cover expenses if your vehicle breaks down, such as a rental vehicle, personal items, lodging and food.

  

Be sure to speak with an insurance agent about what insurance you need for the type of vehicle you own. 

Posted 1:08 PM

Tags: classic car insurance, auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • auto insurance(5)
  • insurance(3)
  • home insurance(3)
  • liability(2)
  • general liability insurance(2)
  • coverage(2)
  • policy(2)
  • classic car insurance(2)
  • commercial auto insurance(2)
  • workers compensation(1)
  • classic auto insurance(1)
  • life(1)
  • life insurance(1)
  • whole(1)
  • bop insurance(1)
  • terms(1)
  • workers compensation insurance(1)
  • storm damage(1)
  • jewelry insurance(1)
  • professional(1)
  • business owners policy(1)
  • risk(1)
  • high value home insurance(1)
  • builders(1)
  • retirement(1)
  • builders risk(1)
  • professional liability insurance(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
200 Peterson Rd. | Libertyville, IL 60048
P: 847-367-1234 | F: 847-367-9777 | jim@jimkellyins.com
Social Social
Logo    dave ramsey brands

Powered by Insurance Website Builder