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Jim Kelly Insurance Blog

View the latest blog posts from Jim Kelly Insurance.

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Thursday, May 12, 2022

Signs You Need General Liability Coverage for Your Business

Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself.  Sign #1: You Have a Physical Location Visited by Customers  READ MORE >>

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Friday, April 15, 2022

5 Unexpected Factors For Your Home Insurance Rates

You may already know that poor maintenance will bump your rates. And you know that frequent claims will bump your rates. But there are a number of other factors that you might not be aware of. Here are five things most homeowners don't know may affect their home insurance rates:  READ MORE >>

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Friday, March 11, 2022

Does My Business Owners Policy Cover My Store?

Part of a business owners policy is designed to protect a business owners’ physical property in case of loss or damage due to an accident or disaster. This side of your BOP is called commercial property insurance.  READ MORE >>

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Tuesday, February 22, 2022

What Does High Value Home Insurance Cover?

High value home insurance is often necessary when your home's value exceeds a certain dollar amount. Currently, this value is $750,000. This type of property is considered high-risk, simply because the insurance company needs to take on a significant amount of risk when insuring the home due to its value. READ MORE >>

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Friday, January 21, 2022

6 Factors That Can Affect Your Home Insurance Rates

Since your house is likely your largest investment, getting the right home insurance is key for protecting your family’s finances. However, just because you need to protect your home doesn’t mean you want to pay a small fortune for insurance. READ MORE >>

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Tuesday, December 21, 2021

Classic Car Security When Driving on Public Roads

You probably own a classic car for one reason—you want to drive it. However, operating a classic car is not exactly the same thing as operating one of today’s modern vehicle. Because of the values and operating risks attached to these vehicles, you might face a higher personal security threat. READ MORE >>

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Wednesday, December 15, 2021

Antique and Classic Car Insurance

  What is antique and classic car insurance?  As the name suggests, antique and classic car insurance is designed to provide coverage for a specific type of car. Regardless of how you intend to use the vehicle (e.g., as a show car or a pleasure car), antique and classic car insurance can provide unique coverage to protect your investment. READ MORE >>

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Friday, November 19, 2021

Does the Color of Your Car Affect Your Insurance Rates?

Numerous factors can influence your auto insurance premiums. Some of them are so seemingly insignificant that they might actually surprise you. However, some of these small risk factors actually are not risk factors at all.  READ MORE >>

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Friday, October 22, 2021

How To Avoid Getting Rear-Ended

Getting rear-ended at a stoplight is not your fault. After all, another moving vehicle ran into the back of your stopped car. Still, even an accident that isn’t your fault might cause your auto insurance rates to rise. As unfair as it sounds, this is because you still represent a higher financial risk to the insurer following any type of vehicle accident. READ MORE >>

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Thursday, October 7, 2021

Why You Should Get Life Insurance Now

When you're in your 20s or 30s, you've hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren't married or if you don't have children.  READ MORE >>

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Blog Archive
  • 2022
  • 2021

  • auto insurance(4)
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  • insurance(3)
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  • retirement(1)
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