Call Us 847-367-1234 ☰ ˟
Logo
Call Us 847-367-1234
  • Our Agency
    • AboutImage of right arrow
      • Employee Directory
      • Our Location
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Main Office
      • Brookfield, WI Office
  • Products
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Group Life Insurance
      • Individual Life Insurance
      • Long Term Care
      • Mortgage Protection
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Personal Umbrella Insurance
    • Other Personal Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Bar Insurance
      • Box Truck Insurance
      • Builders Risk Insurance
      • Car Dealership Insurance
      • Cargo Insurance and Freight Insurance
      • Catering Insurance
      • Cleaning Business Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Dental Practice Insurance
      • Dump Truck Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Food Truck Insurance
      • Fleet Insurance
      • Handyman Insurance
      • Garage Insurance
      • Healthcare Facility Insurance
      • Law Firm Insurance
      • Limousine Services Insurance
      • Liquor Liability Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Medical Malpractice Insurance
      • Minibus Insurance
      • Non Profit Insurance
      • Nursing Home Insurance
      • Nursing Insurance
      • Personal Trainer Insurance
      • Pharmacist Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Snow Plow Insurance
      • Technology Services Insurance
      • Tractor Insurance
      • Tow Trucks Insurance
      • Uber Insurance
      • Water Well Drillers Insurance
      • Veterinary Insurance
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Fidelity Bonds
      • Loss Control Insurance
      • Inland Marine Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Individual Life Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Contractors Insurance Quote
    • Homeowners Insurance Quote
    • Personal Umbrella Insurance Quote
    • Life Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Classic Car / Antique Insurance Request
    • Umbrella Insurance Quote
    • Workers Compensation Insurance Quote
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Blog
    • Benefits of Independent Agents
  • About Us
    • About Us
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Main Office
    • Brookfield, WI Office
    • Our Location
Home > Products > Home Insurance | Libertyville, IL and Gurnee, IL

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Insurance Quote

Homeowners Insurance Information

Home Insurance in Libertyville, IL and Gurnee, IL

As a locally owned and operated insurance agency, Jim Kelly Insurance has provided quality policy services to our friends and neighbors in Libertyville for more than three decades, and we’re committed to being the independent agency of choice for them well into the future. We offer you the ease of receiving services through a small business, while guaranteeing that your policy options will come backed by some of the most trusted insurance companies on the market. 

Among the biggest choices you make in your life will be the decision to buy a home. Once you have it, it’s only natural to want to protect it as best you can. Homeowners insurance will be just one of your safeguards against the countless liabilities that could threaten you as a homeowner. Let us help you get the benefits you need at prices you deserve. 

Contact us at 847-367-1234 or just request your free homeowners insurance quote online now! 

Common Homeowners Insurance Questions: 

 

What is homeowners insurance? 

Your home is both your safe haven and a significant financial investment. After all, to build a secure home, you will have to put a lot of time and money into the undertaking. Still, everything you have worked so hard to establish could be wiped out in an instant by any number of unexpected, unavoidable accidents. Homeowners insurance will be the benefit that can help you cover the costs of rebuilding your property and your life, so that you don’t face an unsustainable financial burden yourself. 

What does homeowners insurance cover? 

To tailor your homeowners policy to address the unique liabilities associated with your property, you can include a number of quality coverage options within your package. These include: 

  • Structure protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards. 

  • Detached structures coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage. 

  • Possessions insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems. 

  • Liability coverage: If you accidentally harm someone else or damage their property, you can use this coverage to repay them. Coverage will often pay for incidents both on and off your property. 

  • Additional living expense protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills. 


Still, because your property is a unique entity, you will often need specific policy endorsements and expanded coverage options to fully protect yourself. Coverage options to consider include: 

  • Scheduled items riders 

  • Replacement cost value possessions coverage 

  • Umbrella liability insurance 

  • Flood insurance 

  • Earthquake and windstorm endorsements 

  • Pet liability insurance 


We can insure all shapes and sizes of homes, including rental homes, high-value properties, vacation homes and mobile homes. Our commitment to you is to optimize your plan in a way that provides you only the benefits you need, so that you never have anything but the perfect balance of coverage. 

Is homeowners insurance required? 

You will be required by most mortgage lenders to buy homeowners insurance at the time you enroll in your policy. Regardless of requirements, however, you should still consider this policy to be a mandatory part of your household budget. 

How Much Does Home Insurance Cost?  

Home insurers use risk-based pricing to determine premiums, which means that the cost of your plan will be based on your likelihood of having to file a claim (which will cost the insurer money on your behalf). Multiple risk factors could influence the cost of your policy, including:  

  • The value of the home 

  • The home’s location 

  • Your credit score

  • Security features in the home 

  • Your chosen policy and coverage limits 


Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work one-to-one with you to determine the best ways to get your home the coverage it deserves, but at prices you can afford.

Protect Your Livelihood 
Jim Kelly Insurance insures homes of all shapes and sizes, including rental homes, high-value properties, vacation homes and mobile homes. Our agents are committed to helping our clients get customized policies that provide the perfect balance of coverage.  

We work with Illinois and Wisconsin residents for their coverage needs. Call us at 847-367-1234 to get a home policy designed for your needs.

Blogs: Read More Below

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
200 Peterson Rd. | Libertyville, IL 60048
P: 847-367-1234 | F: 847-367-9777 | jim@jimkellyins.com
Social Social
Logo    dave ramsey brands

Powered by Insurance Website Builder